Credit Cards - Ukrainian Selfreiance Federal Credit Union

UKRFCU VISA® Credit Cards

Introducing UKRFCU’s brand new line of Credit Cards, fit for every lifestyle. From low introductory APR, limited fees, and more rewards, our credit cards give you the power to save on the go!

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VISA® Platinum

For those individuals looking to transfer their current balances or who make large purchases and keep a monthly balance.

APR

Intro Purchase APR*: 3.99% for 6 billing cycles
Intro Balance Transfer APR*: 3.99% for 18 billing cycles
Variable APR*: As low as 7.99%

Fees

Annual Fee: None
Cash Advance Fee: None
Balance Transfer Fee: None
Foreign Transaction Fee: None

VISA® Platinum – Credit Builder is available for those individuals looking to build or rebuild their credit score. Available for members with credit scores of 619 or below. No secure deposit necessary.

VISA® Platinum Rewards

For those individuals who make everyday purchases and are looking to get rewarded.

UKRFCU - ukrainian selfreliance federal credit union visa platinum with rewards credit cards for everyday purchases

APR

Intro Purchase APR*: 5.49% for 6 billing cycles
Intro Balance Transfer APR*: 5.49% for 18 billing cycles
Variable APR*: As low as 9.49%

Rewards

Earn 3X Points at grocery stores, wholesale clubs, home supply stores, and gas stations. 1.5X Points on all other purchases.

Fees

Annual Fee: None
Cash Advance Fee: None
Balance Transfer Fee: None
Foreign Transaction Fee: None

Earn 10,000 Bonus Points when you spend $2,500 on purchases the first 3 months.

VISA® Signature

For those individuals who like to treat themselves on vacation and get rewarded while relaxing.

APR

Intro Purchase APR*: 5.49% for 6 billing cycles
Intro Balance Transfer APR*: 5.49% for 18 billing cycles
Variable APR*: As low as 9.49%

Rewards

Earn 2.5X Points on airfare, hotels, rentals, and gas. Earn 1.5X Points on all other purchases.

Fees

Annual Fee: None
Cash Advance Fee: None
Balance Transfer Fee: None
Foreign Transaction Fee: None

Earn 25,000 Bonus Points when you spend $5,000 on purchases the first 3 months.

Your Card, Your Benefits

Digital Wallet

Access your card on your phone with Apple, Google, Samsung Pay, and all other digital wallets.

Availability

24/7 Service offered to you to discuss any card issues or concerns.

Fraud Detection

Protection from credit card fraud with EMV chip and 24/7 fraud monitoring.

Rewards

Earn points on your purchases and reimburse them for cash back, travel, or credit onto your account.

Travel in Peace with VISA®

As a VISA® Credit Card holder, you can travel stress-free knowing that VISA has you covered. Click below to learn more.

Platinum

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Disclosures

Financial Calculators

Check out our credit calculator.

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Questions?

How is the interest on credit cards calculated?

To calculate the interest on credit cards, divide your APR (10% – .10) by 365. Then multiply the balance by this number to determine daily interest charged.

How do I make a payment?

Loan Payment Options:

Set up AutoPay with UKRFCU
Online and Mobile Banking Payment
In Person Payments
Pay by Mail

How can I increase my card limit?

Please complete the “Credit Card Request for Limit Increase” form. The form is located at all UKRFCU branches and on our website. If completed online, submit to orestd@ukrfcu.com.

How long does it take to get a credit card?

Once the application is approved, it typically takes 7-10 days to receive your new credit card in the mail.

Can I transfer balances from other credit cards to my UKRFCU credit card?

Yes, UKRFCU makes it easy to transfer balances from your other credit cards so you can save money with UKRFCU’s low interest rate credit cards.