Hit the Road With a Great Low Rate
Get on the road today with an auto loan from UKRFCU. Whether you’re looking to finance or refinance a new or used car, we’re here to help.
Auto Loan Options
Finance New or Used Vehicle
Get behind the wheel of your dream car by financing it with UKRFCU at a great low rate, terms that work for you, and superb customer service!
Refinance Your Auto Loan
Have an Auto Loan with another Financial Institution? Save money by refinancing for a great low rate at Ukrainian Selfreliance FCU.
Lease Buyout (PA Only)
If your lease is up, but you’d like to keep your vehicle, you can finance it with an Auto Loan from UKRFCU at a great low rate.
Cash-Out on Title (PA Only)
Need cash for life’s expenses? If you own a vehicle, with a Cash-Out on Title Loan, you will be able to use the equity in your car for quick cash.
Drive Off in Your Dream Car
Buying a car can become stressful, and we at UKRFCU, can help you navigate your way to financing your new car at a rate that fits you best. Get on the road faster with a new auto loan from UKRFCU today. Lending options available for:
| ✔ Passenger Cars | ✔ Passenger Vans |
| ✔ Box Trucks | ✔ Straight Trucks |
| ✔ Delivery Vans | ✔ Cargo Vans |
| ✔ Hearse | ✔ Limousines |
All rates listed on this page are valid as of April 23, 2024 and are subject to change without notice.
Auto Loan Rates
New
Finance up to 120% of the vehicle value3
| Terms | APR1 |
|---|---|
| Up to 48 Months | As low as 5.79% |
| 49 to 66 Months | As low as 5.89% |
| 67 to 75 Months | As low as 6.09% |
| 76 to 84 Months | As low as 6.49% |
2020-2024
Finance up to 115% of the vehicle value3
| Terms | APR1 |
|---|---|
| Up to 48 Months | As low as 5.79% |
| 49 to 66 Months | As low as 5.89% |
| 67 to 75 Months | As low as 6.09% |
| 76 to 84 Months | As low as 6.49% |
2017-2019
Finance up to 110% of the vehicle value3
| Terms | APR1 |
|---|---|
| Up to 48 Months | As low as 6.04% |
| 49 to 66 Months | As low as 6.24% |
| 67 to 75 Months | As low as 6.64% |
2008-2016
Finance up to 105% of the vehicle value3
| Terms | APR1 |
|---|---|
| Up to 48 Months | As low as 7.64% |
| 49 to 63 Months | As low as 8.79% |
1APR = Annual Percentage Rate. Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of vehicle and terms of the loan. Refinance transactions may be subject to a rate adjustment. Your rate can be higher depending on credit performance. Rate is subject to change without notice. Other conditions may apply. UKRFCU offers auto loans for new and used cars. All rates are subject to change without notice. 2Rate is applicable with automatic monthly payment. Rate increases without automatic monthly payment. 3 Value is based on Kelley Blue Book or NADA clean retail value. The actual amount financed can vary based on creditworthiness and age of the vehicle. Cash-Out on Title loans are financed up to 80% of the vehicle value.
Apply Now to Get Started!
Get behind the wheel of your dream car, financed by UKRFCU! Whether you are our member or not yet, click below to start your application!
Check Status
Check the status of your Auto Loan application.
Financial Calculators
Use our Auto Calculators to see what would work best for you.
Questions?
You will receive your title within 30 days of paying off your loan. For any auto title questions, please contact vehicletitles@ukrfcu.com.
Loan Payment Options:
- Set up AutoPay with UKRFCU
- Online and Mobile Banking Payment
- In Person Payments
- Pay by Mail
In many cases, your loan may be approved and funded the same day. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer any questions that you may have.
No, UKRFCU will not charge any prepayment penalties.
No, you only need to have an account in good standing.