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Checking

Account FeaturesAccount Charge
Checking or Share Draft No minimum balance. Unlimited withdrawals, deposits and transfers. Free Visa Debit. Free first box of checks. Free Internet Teller with Bill Pay. Free Direct Deposit. Interest compounded daily, deposited into your account monthly. See rates here. FREE
visa debit Visa Debit is another free service offered by USFCU. It is linked to your checking account. Everytime you use it, money is automatically withdrawn. If you do not have a Visa Debit card, apply here.To locate a surcharge free ATM please Click Here


Savings

Account FeaturesAccount Charge
Savings or Prime Share Interest compounded daily, deposited into your account monthly. Unlimited deposits and withdrawals. Unlimited phone transfers and use of Internet Teller. See rates here. $50 dollar minimum balance due at opening $5 membership fee

Money Market

Account FeaturesAccount Charge
Classic Money Market Account Interest compounded daily, deposited into your account monthly. Unlimited deposit, limit 6 withdrawals per month. Unlimited phone transfers and use of Internet Teller. See rates here. $1000 dollar minimum balance due at opening No interest earned if balance below minimum.
Premium Money Market Account Interest compounded daily, deposited into your account monthly. Unlimited deposits, limit 6 withdrawals per month. Unlimited phone transfers and use of Internet Teller. See rates here. $5000 dollar minimum balance due at opening No interest earned if balance below minimum.


Share Certificates (CD)

Account FeaturesAccount Charge
Share Certificates (CD) Money cannot be withdrawn for a specific term. Interest compounded daily, deposited into your account monthly. Also can be IRA CD’s. See rates here. $500 minimum penalty if withdrawn before maturity.

IRA

Account FeaturesAccount Charge
IRA Savings Interest compounded daily, deposited into your account monthly. Tax advantages. Maximum annual contribution limits apply. See rates here. $50 minimum. Penalties for withdrawal may apply.